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Waterford Garda Station Memorial Garden

June 5, 2013, 7:39 am
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Members of Waterford Garda station have constructed a beautiful memorial garden incorporating a large deck with commissioned glass. The garden is in a private part at the back of the station and will be primarily used by all serving, retired and families of deceased members. The official opening takes place on Friday 7th June. St. Raphael’s Garda Credit Union is delighted to be associated with this venture. Seen here presenting a plaque on behalf of St. Raphael’s is Director Sean O’Brien with him Sgt Carmel Banville, Sgt Larry Langton, Inspector John Mulligan and Garda Liam Doyle.

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Clik here to view.

 

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Family Day

June 7, 2013, 8:35 am
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Hi all,

There was a phenomenal interest in this year’s family day and we look forward to a great afternoon enjoyment. We expect a large number of members attending and no doubt there will be queues for the different attractions, to ensure everybody enjoys the day we would ask you all particularly parents for their patience and cooperation especially with the stewards on duty. We look forward to seeing you all tomorrow and bring plenty of sun protection.

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Summer Draw Winners

June 10, 2013, 5:15 am
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Our family day was a great success, we couldn’t ask for a better day. Over 1,000 attended and all seemed to enjoy. A big thank you to Keith Duffy for coming along and acting as MC, he was a huge hit with the children…. oh also the Ladies!

We will post all the photographs of the day later; in the meantime you can check out all the lucky winners in our Super Summer Draw Congratulations one and all.

Winners of the Summer Car/ Cash draw

Toyota Avensis, Martin Bourke, Ballina, Co. Mayo

Toyota Avensis, John Keyes, Clontarf, Dublin 3

Toyota Avensis, Patrick Duffy, Dublin 3

Toyota Corolla, Kathleen Pearse, Thurles Garda Station, Co. Tipperary

Toyota Corolla, Shane Kinneen, Lissycasey, Co. Clare

Toyota Corolla, Catherine O’Brien, Skerries, Co. Dublin

Mortgage paid to a maximum of €12,000, Leonie O’Neill, Longwood, Co. Meath

Mortgage paid to a maximum of €12,000, Alan Brehon, Navan Road, Dublin 15

Mortgage paid to a maximum of €12,000, Gerard McCready, Castlefin, Co Donegal

€10000, Aidan Ford, Corofin, Co. Galway

€10000, Thomas Duggan, Clonmel, Co Tipperary

€10000, Ronan Smith, Rathdrum, Co. Wicklow

€5000, Christopher Kennedy, Rathfarnham, Dublin 14

€5000, Adrian Tierney, Glasnevin, Dublin 9

€5000, James Murphy, Dunleer, Co. Louth

€5000, Michael Egan, Enniscrone, Co. Sligo

€5000, Grace Hennessy, Claregalway, Co Galway

€5000, Desmond McHale, Rathbride, Co. Kildare

€2500, Patrick Brennan, Newport, Co. Tipperary

€2500, Maire Regan, Belmayne, Dublin 13

€2500, Cricket Club, Clontarf, Dublin 3

€2500, Patrick F O’Gorman, Kilrush, Co Clare

€2500, Sheila Dowd, Kilcloon, Co. Meath

€2500, Kieran Curtin, Artane, Dublin 5

€2500, David Kavanagh, Carpenterstown, Dublin 15

€2500, Thomas Anderson, Dublin 24

€2500, John Doyle, Dunboyne, Co Meath

€2500, Margaret Jones, Rush, Co. Dublin

iPad, Michael O’Shea, Castleknock, Dublin 15

iPad, Breda Falahee, Templemore, Co. Tipperary

iPad, William Horan, Dromard, Co. Sligo

 

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Family Day Photos

June 12, 2013, 3:42 am
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Special Rate Car Loan 4.95%

July 2, 2013, 3:07 am
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Image may be NSFW.
Clik here to view. Need Financing for a Car Purchase? You won’t get a better offer than our Special Rate Car Loan at 4.95% , we are the cheapest car loan around.

It’s True – take a look at the financing “offers” in the dealerships, or a close look at what the major Financial Lending Institiutions are offering, and you discover that we ARE simply the best!

 

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Newsletter – Summer 2013

July 3, 2013, 6:43 am
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Ticket Winners

July 3, 2013, 8:45 am
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Leinster Senior Hurling Final Croke Park, Sunday 7th July

The Leinster Senior Hurling Final has a unique pairing this weekend with Kilkenny surprisingly knocked out by Dublin who now go on to play the favourites Galway it what should be a thrilling game. St. Raphael’s have raffled four pairs of tickets to the premium section and the lucky winners are;

Pierce Butler, Dunshaughlin, Co. Meath

Sean McAvinchey, Collon, Co. Louth

James Valentine Smith, Dromiskin, Co. Louth

Eugene Drumm, Lifford, Co. Donegal

We hope you enjoy the game!

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Leinster Senior Football Final Dublin v Meath

July 9, 2013, 6:22 am
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That great rivalry between Dublin and Meath will take place again on Sunday in Croke Park, Meath will be trying to stop the Dubs achieving the double in Leinster and four lucky St. Raphael’s members have won two tickets each to the premium section to watch what promises to be a great game.

Brendan Powell Tullamore Co. Offaly

Seamus Ryan Wicklow Town

Paul O’Hanlon Carrickmacross Co. Monaghan

Frank Ferry, Firhouse Dublin

Enjoy the game!

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July Ticket Winners

July 25, 2013, 4:55 am
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We are getting closer to the two big days in the GAA calendar and we are now into the knock out stages. There are some fantastic games coming up and a lot of lucky St. Raphael’s members will be going to see these games over the next couple of weeks. Each has won two premium tickets and if you are not in our fantastic car/cash draw you can’t win! For €1.50 a week you could win cars, cash and tickets from our prize fund of €1.3 ml fund.

Congratulations to the following winners and we hope they enjoy the games.

 

GAA Football All Ireland Senior Championship Round 4 Saturday 27th July

Edward Coogan, Castleknock, Dublin 15

Stephen Nalty Leixlip Co. Kildare

Seamus Declan McCluskey Castleknock Dublin 15

Brian Shanahan Middleton Co. Cork

 

GAA All Ireland Football Championship Quarter Finals Saturday 3rd August

Mrs Mary Cremin Firhouse Dublin

Mr Hugh Byrne Bandon Co. Cork

Martin McGuinness Rush Cop. Dublin

Mrs Carmel M Shiel Coolcotts Wexford

 

GAA All Ireland Football Championship Quarter Finals Sunday 4th August

Ms Rachel White Navan Co. Meath

Thomas Croke Ballybrittas Co Laois

Patrick Walsh Letterkenny Co. Donegal

Noel Fitzhenry Enniscorthy Co. Wexford

 

GAA All Ireland Hurling Championship Semi Final Sunday 11th August

Ms Aoife Heavin Dooradoyle Co. Limerick

John Heavey Drogheda Co. Louth

Charles Jordan Carroroe Co. Sligo

Miss Tina Crosbie Enniscorthy Co. Wexford

 

GAA All Ireland Hurling Championship Semi Final Sunday 18th August

Mrs Noirin Kenny Dundrum Dublin

Jamie Nolan Athy Co. Kildare

Timothy Ferguson Mullingar Co. Westmeath

Brian McHale Kinnegad Co. Westmeath

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July Car/Cash Winner

July 26, 2013, 2:47 am
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Another lucky St. Raphael’s member, Katherina Savage, Glynn, Co. Wexford. Winner of a Toyota Corolla or €19000 for our July Monthly Car/Cash Draw. Well done Katherina and enjoy your good fortune.

Every month members can win a Toyota Corolla or €19000 in lieu.

 

Do you fancy winning a Car or a Cash alternative?

To join our super members car/cash draw all you have to do is download an application form from our website or call into one of our offices, ask for a car draw application form and fill in your details. If you prefer, you can call us and we will post a car draw application form out to you.

The draw is nonprofit, so all surplus funds are used for extra cash prizes. The more members we have participating in the draw, the more spectacular the car and cash prizes will become. So please don’t delay and join today.

All for just €1.50 per week!

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Educational Loan 4.5%.

August 13, 2013, 4:23 am
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Clik here to view.

Further your Career with the St Raphael’s Educational Loan 4.5%. Your Earning Power is the most crucial planning you can make or invest in. The potential to earn more money or re-negotiate your salary following a successful certification means you can pay back your Education Loan with ease!

Requirements to apply for this Loan

  • 3 Months Bank Statements
  • 3 Recent Payslips
  • Written Course offer from Institution

Conditions Applied to this Loan

  • Maximum Loan Amount is €10,000
  • Proof of Course Offer must be submitted
  • Available for 2nd or 3rd Level Education (Full or Part Time)
  • Guarantor may be required

Repayment Frequency

Monthly/Fortnightly/Weekly

Maximum Term = 5 Years

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Football Semi Final Ticket winners

August 15, 2013, 2:29 am
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Football All Ireland Senior Semi Final – Mayo V Tyrone The lucky winners of two tickets each are Miss Mary Bushell Denning – Co Cavan Mr. Patrick Tierney – Co Dublin Mr. Paul McDonald – Co Roscommon Mrs. Mildred Gleeson … Continue reading →
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Football Semi Final Ticket Winners

August 22, 2013, 3:38 am
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Football All Ireland Senior Semi Final – Dublin V Kerry Congratuations to the lucky winners of two premium tickets each Mr. Thomas O’Sullivan, Dun Laoghaire, Co. Dublin Mr. Ciaran Fitzgerald, Tralee, Co. Kerry Mrs. Eileen Harrison, Bray, Co. Wicklow Mrs. … Continue reading →
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World Cup Qualifier Tickets

August 22, 2013, 3:44 am
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The two lucky winners of tckets to the World Cup qualifier match Rep of Ireland V Sweden on 6th Sept are

Mr. Conor Courtney, Waterford City, Co. Waterford

Mr. Patrick Sweeney, Santry, Dublin 9.

Enjoy the match!

 

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Hurling Ticket Winners

August 29, 2013, 7:49 am
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Hurling All Ireland Final – Clare V Cork

Congratulations to the lucky winners of two premium tickets each

Mr. Liam Donoghue, Rush, Co. Dublin

Mr. Darren Whelan, Huntstown, Dublin 15

Ms. Elaine Carney, Sutton, Dublin 13

Mr. Kevin O’Keeffe, Bray, Co. Wicklow

We hope you all enjoy the match!

Mr. Liam Donoghue
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August Car/Cash Winner

August 29, 2013, 7:56 am
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Another lucky St. Raphael’s member, Mrs. Gabrielle Leonard, Swords, Co. Dublin. Winner of a Toyota Corolla or €19000 for our August Monthly Car/Cash Draw. Well done Gabrielle and enjoy your good fortune.

Every month members can win a Toyota Corolla or €19000 in lieu.

 

Do you fancy winning a Car or a Cash alternative?

To join our super members car/cash draw all you have to do is download an application form from our website or call into one of our offices, ask for a car draw application form and fill in your details. If you prefer, you can call us and we will post a car draw application form out to you.

The draw is nonprofit, so all surplus funds are used for extra cash prizes. The more members we have participating in the draw, the more spectacular the car and cash prizes will become. So please don’t delay and join today.

All for just €1.50 per week!

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Tickets Winners

November 7, 2013, 2:44 am
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Well done to the winners of two premium tickets each to the first Ireland Match with Martin and Roy in charge. Rep of Ireland V Latvia Friday 15th November @ Aviva Stadium Gerald Scanlon – Portmarnock, Co Dublin Patrick Raftery … Continue reading →
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Local Property Tax

November 7, 2013, 7:31 am
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Following recent queries from members we would like to take
the opportunity to remind members that you can pay the Local Property tax
through your St Raphael’s Budget Account.

There are a number of different options available to you and
by using your St Raphael’s Budget Account we can help:

  • Direct
    Debit (Monthly    ): You contact Revenue with your Sort Code and Account
    number for your Budget Account. 12 monthly instalments will then be taken from
    your Budget Account and payments start in January.

or

 

  • Direct
    Debit (Yearly)    :     You contact Revenue with your Sort Code and Account
    number for your Budget Account. Revenue will take 1 payment from your Budget
    Account to pay your LPT in full. This payment will be taken in March 2014.

 

or

 

  • Cheque:
    This is a one off payment. You can withdraw a cheque made payable to the
    Collector General from your Budget Account. You must forward on a cheque on or
    before January 1st for full payment.

 

Your Budget Account can help you spread the cost of your bills
each year. For further information please contact us on 0818-247 365 or email budget@straphaelscu.ie

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Christmas Loans at St. Raphael’s

November 11, 2013, 2:40 am
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Image may be NSFW.
Clik here to view. We are very conscious that you may not receive your allowances cheque until after Christmas this year and that this might add to financial pressures over the festive season. With this in mind, we have added extra staff to the lending area so that we can process loan applications as quickly as possible. If you are in need of finance for Christmas, contact St Raphael’s today on 0818 247 365 or email lending@straphaelscu.ie

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New Nominations Process

November 12, 2013, 9:22 am
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Dear Members

It is proposed that this year’s Annual General Meeting will take place on Tuesday 17th December 2013.

Traditionally, any member wishing to go forward for election to either the Board of Directors or the Supervisory Committee, now the Board Oversight Committee, would submit the Nominations Form contained in the Annual Report booklet in advance of the meeting.

However, new legislation has changed this process.

Following enactment of the Credit Union and Co-operation with Overseas Regulators Act 2012, all members wishing to go forward for election must first meet with new Fitness and Probity standards.

Detailed descriptions of the role and functions of the board and oversight committee are outlined in the Credit Union and Co-operation with Overseas Regulators Act 2012, Sections 15 – 27.

Full information in relation to fitness and probity for credit unions can be found on the following website:

http://www.centralbank.ie/regulation/processes/fandp/creditunions/Pages/default.aspx

If you intend to stand for election and meet Fitness and Probity requirements, please apply by Friday 15th November 2013 by emailing  nomination.committee@straphaelscu.ie

The Nomination Committee, SRGCU

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