Congratulations to all the winners in our June 2016. €20,0000 – Mr Kevin Moroney, Rathmolyon, Co. Meath €5,000 – Mr Terence Brady, Lower Kimmage Road, Dublin 6W €2,000 – Mrs Annette Collins, Clonee, Dublin 15 €2,000 – Mr Michael Finan, Letterkenny, Co. … Continue reading
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June Draw Winners
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July Winners
Congratulations to all the winners in our July 2016. €20,0000 – Mr Frank Vaughan, Enfield, Co. Meath €5,000 – Mr William Folan, Mullingar, Co Westmeath €2,000 – Mrs Elaine Grant, Ballybofey, Co. Donegal €2,000 – Mr Sean O’Leary, Gorey, Co … Continue reading
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Hurling Ticket winners
Congratulations to the winners of tickets to the Hurling semi-finals.
Hurling Semi-final 7th August Mr. Declan Mc Dermott, Raheny, Dublin 5
Hurling Semi-final 7th August Mr Eamonn Madden, Thurles, Co. Tipperary
Hurling Semi-final 7th August Mr. Lee Kelly, Rathfarnham, Dublin 16
Hurling Semi-final 7th August Miss Karen Grogan, Co. Roscommon
Hurling Semi-final 14th August Mr. James Walsh, Clonmany, Co. Donegal
Hurling Semi-final 14th August Mr Brian Barry, Curragh, Co. Kildare
Hurling Semi-final 14th August Mrs. Eileen Megannety, Greystones, Co. Wicklow
Hurling Semi-final 14th August Mr. James Brown, Kilmallock, Co. Limerick
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Football Semi-final ticket winners
Well done to the winners of the football semi final tickets,
21st August – Mr. Brian O’Loughlin, Athgarvan, Co. Kildare
Mr Colm Finnerty, Renmore, Co. Galway
Mr. John J Leahy, Arklow, Co. Wicklow
Mr. Demetrius Doherty, Riverstown, Co. Sligo
28th August – Mr Patrick Fitzmaurice, Oranmore, Co. Galway
Mr. John J Commons, Claremorris, Co. Mayo
Mr. Eamonn Malone, Killeigh, Co. Offaly
Mr. Micheal O’Donnell, Salthill, Co. Galway
Congratulations and enjoy the games!
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Death Notice
It is with sadness we learned of the passing of Una Sheehan, wife of one of our founding Directors, Brian Sheehan.
She died peacefully surrounded by her family, in the loving care of the staff at St Francis Hospice, Raheny. Cherished mother of Jacky, Mary, Catherine, Ann, Oonagh & Sheelagh, and sister to Seamus (Jimmy) Neary (New Jersey / New York). She will be sadly missed by her family, sons-in-law, grandchildren & great-grandchild. Also, by her sisters-in-law, brothers-in-law, nieces, nephews, relatives, neighbours and friends. Predeceased by her parents Patrick & Katie Neary, her brothers Rev Msgnr Thomas J (California), John (New York), Paddy & Miceál (Tubbercurry, Co Sligo).
Funeral Arrangements
Removal Monday evening to Church of Our Lady Mother of Divine Grace, Howth Road, Raheny, Dublin 5, for 5:00 pm. Funeral Mass at 11:00 am Tuesday morning, followed by interment at Dardistown Cemetery, Cloghran, Co Dublin. House private. Family flowers only. Donations if desired to St Francis Hospice Raheny, donation box in church.
Codladh Sámh
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August 2016 Prize Draw Winners
Congratulations to all the winners in our August 2016 Draw.
€20,0000 – Annette Histon, Stillorgan, Co. Dublin.
€5,000 – Stephen Dowling, Navan, Co. Meath
€2,000 – Gavin Dunphy, Newbridge, Co. Kildare
€2,000 – John Stephenson, Trim, Co. Meath
€1,000 – Gerard Walsh, Greystones, Co. Wicklow
The four winners of a pair of tickets to the All Ireland Hurling Final are:-
Robert Byrne, Tagoat, Co. Wexford
Joseph Ryan, Newcastle West, Co. Limerick
Alan Miley, Donaghmede, Dublin 13
Gerard O’Callaghan, Haggerstown, Co. Louth
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All Ireland Football Final Tickets Winners
Congratulations to the winners of the tickets to the all Ireland Football Final,
Orla Hickey, Tralee, Co. Kerry
Kevin Kennedy, Portarlington, Co. Laois
Brian Graydon, Thurles, Co. Tipperary
Annette Phelan, Leighlinbridge, Co. Carlow
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Annual General Meeting 2016
St. Raphael’s Garda Credit Union Limited is commencing the process of selecting suitable candidates for nomination to the Board of Directors (four vacancies) and Board Oversight Committee (one vacancy) at this year’s Annual General Meeting which will take place in December 2016.
The role of Directors and Board Oversight Committee members are as set out in the Credit Union Act 1997 (as amended).
Under regulatory requirements, as set out by the Central Bank, all candidates must meet minimum fitness and probity standards. These standards apply to all Directors and Board Oversight Committee Members. They can be accessed by clicking here. https://www.centralbank.ie/regulation/processes/fandp/creditunions/Pages/default.aspx
Applications from suitable candidates are now invited from interested members of St. Raphael’s Garda Credit Union. We are particularly interested in applicants that have a background in Finance and/or Financial Services with specific experience in the areas of Credit,. Market (Investment), Operational Risk and Information Technology (I.T.).
Members applying for any of these positions should be aware that they are voluntary and unpaid.
Nomination packs can be obtained from the office of St. Raphael’s Garda Credit Union, 1 – 2 Fox & Geese, Naas Road, Dublin 22 or by email to Nomination.Committee@straphaelscu.ie quoting your member number.
Closing date for submission of completed nomination packs is Friday 30th September 2016 at 4.30pm.
Nominations Committee, St. Raphael’s Garda Credit Union Limited
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September Draw winners
Congratulations to all of the winners in our September Draw!
€20,000 – Miss Sinead Garrity – Glenageary – Co. Dublin
€5,000 – Mr. Graham Morgan – Clondalkin – Dublin 22
€2,000 – Mrs. Breige Martin – Castleknock – Dublin 15
€2,000 – Miss Karen O’Brien – Kilcock – Co. Kildare
€1,000- Mr Michael Redmond – Drogheda – Co. Louth
All Ireland Final Tickets – Miss Martha Smithers – Palmerstown – Dublin 20
All Ireland Final Tickets – Mrs. Judith Fitzgerald – Prosperous – Co. Kildare
All Ireland Final Tickets – Ms. Regina Lucey – Ballycullen – Dublin 24
All Ireland Final Tickets -Mr. James F Lavin – Rathfarnham – Dublin 14
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Looking for a Car Loan?
Need Financing for a Car Purchase? You won’t get a better offer than our Special Rate Car Loan at 4.95% variable, APR* 5.06% , meaning that we are one of the cheapest car loan around.
It’s True – take a look at the financing “offers” in the dealerships, or a close look at what the major Financial Lending Institiutions are offering.
Requirements to apply for this Loan
- 3 Months Bank Statements
- 1 Recent Payslip**
Conditions Applied to this Loan:
- Cheque must be made payable to 3rd Party or Garage
- Proof of Purchase may be required
- Over 18’s only
- Lending criteria, Term & Conditions apply
- Security may be required
- Maximum Term 5 years
Repayment Frequency
Monthly/Fortnightly/Weekly
Representative example
A typical €10,000 five year variable loan will have 60 monthly repayments of €188.48, Interest 4.95% variable, APR* 5.06%. If the APR does not vary during the term of the loan the total cost of credit of this loan (i.e. total amount repayable less the amount of the loan) would be €1,308.80. The total amount payable is €11,308.80.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*APR – Annual Percentage Rate
**In some instances more than one payslip may be required.
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Sterling Availability
Due to a large demand for sterling (GBP) we currently have no stock available. We hope to resume normal service of sterling from Monday.
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All Ireland Football Final Tickets Winners
Congratulations to the winners of the tickets to the all Ireland Football Final,
Orla Hickey, Tralee, Co. Kerry
Kevin Kennedy, Portarlington, Co. Laois
Brian Graydon, Thurles, Co. Tipperary
Annette Phelan, Leighlinbridge, Co. Carlow
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October Draw Winners
Congratulations to all of our October Draw winners.
€20,000 – Ms. Rachel Barry – Newbridge – Co. Kildare
€5,000 – Mrs. Linda Brennan – Clonsilla – Dublin 15
€2,000 – Mr. Michael Colton– Ennis – Co. Clare
€2,000 – Mr. James Galloghly – Stepaside – Co. Dublin
€1,000- Mr. Michael Donegan – Boden Park – Dublin 16
Autumn International Rugby Tickets – Ms. Mairin Devlin– Templeogue – Dublin 6W
Autumn International Rugby Tickets – Mr. Joseph O’Malley – Co. Roscommon
Autumn International Rugby Tickets – Ms. Mary Moore – Inchicore – Dublin 8
Autumn International Rugby Tickets – Mr. David Hannigan– Co. Sligo
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Annual Mass
Dear Member,
I would like to extend an invitation to you to attend our Remembrance Mass for deceased members of St. Raphael’s Garda Credit Union at 2pm, Saturday, 26th November 2016 in St. Paul of the Cross Church, Mount Argus, Dublin 6W. The Mass will be celebrated by the Garda Chaplain, Fr. Joe Kennedy.
The Garda Male Voice Choir will also be performing at our service.
I look forward to seeing you.
Sean O’Brien
Chairman
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Christmas Loans
Apply for your Christmas Loans early this year!
- You may be able to top up your standard loan without changing your repayments
- We will call you – if you would like us to call you please fill in the ‘Request a callback’ form
- Decision guaranteed within 24 hours
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November Draw Winners
Congratulations to the winners of our November Draw
€20,000 – Mrs. Kate Breslin – Buncrana – Co. Donegal
€5,000 – Mr. Batt Lynch – Lisselton – Co. Kerry
€2,000 – Mr. John McEvaddy – Douglas – Co. Cork
€2,000 – Mr. Christopher Hogan – Newbridge – Co. Kildare
€1,000- Mr. John Smyth – Cavan – Co. Cavan
Autumn International Rugby Tickets – Mr. Desmond Dutton – Bray – Co. Wicklow
Autumn International Rugby Tickets – Mr. Patrick Molloy – Co. Galway
Autumn International Rugby Tickets – Mr Ronan Bishop – Mountmellick – Co. Laois
Autumn International Rugby Tickets – Mr. Oliver Flaherty – Carrickmacross – Co. Monaghan
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AGM 2016
Our 52nd AGM will take place at 7.30pm on Thursday, 15th December 2016 in Westmanstown Sports and Conference Centre, Clonsilla, Dublin 15.
The Annual Report will be emailed or posted to all members in the next few days.
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12 Days of Christmas Winners
Congratulations to all our winners!
On the First day of Christmas the winners were
Thomas Cleary, Ballinteer, Dublin 16
Thomas Cox, Boyne, Co. Roscommon
On the Second day of Christmas the winners were
Michael Flanagan, Shankill, Co. Dublin
David Thomas, Dundalk, Co. Louth
Roisin Rowley-Brooke, Kilkenny, Co. Kilkenny
On the Third day of Christmas the winners were
Laura Mangan, Dunshaughlin, Co. Meath
Patrick Foley, Athenry, Co. Galway
Fergus Ronan, Oxfordshire, GB
Timothy Hickey, Blarney, Co. Cork
On the Fourth day of Christmas the winners were,
Kieran Curtin, Artane, Dublin 5
Michael Murphy, Templemore, Co. Tipperary
Michael Dillane, Tallaght, Dublin 24
Frank Griffin, Douglas, Co Cork
Oliver Flanagan, The Rower, Co. Kilkenny
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Christmas Opening Hours 2016
Christmas Opening Hours 2016
| Monday 19th | Full day as normal |
| Tuesday 20th | Full day as normal |
| Wednesday 21st | Full day as normal |
| Thursday 22nd | Full day as normal |
| Friday 23rd | Full day as normal |
| Saturday 24th | Closed |
| Monday 26th | Closed |
| Tuesday 27th | Closed |
| Wednesday 28th | Closed |
| Thursday 29th | Full day as normal |
| Friday 30th | Full day as normal |
| Saturday 31st | Closed |
| Monday 2nd | Closed |
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Christmas Draw Winners 2016
Congratulations to all the winners of our Christmas Draw
| 25000 EURO | Ms. Julie Marron | Glasnevin | Dublin 9 |
| 25000 EURO | Mr Declan Mulcahy | Newmarket on Fergus | Co. Clare |
| 20000 EURO | Miss Gillian Collins | Clonee | Dublin 15 |
| 20000 EURO | Mr. Mark Holden | Cloneen | Co. Tipperary |
| 20000 EURO | Mr. James Mc Ardle | Stradbally | Co. Laois |
| 20000 EURO | Mr James McGowan | Glasnevin | Dublin 11 |
| 20000 EURO | Miss Ashling Gannon | Clonsilla | Dublin 15 |
| 10000 EURO | Mr. Denis Commins | Newcastle | Co. Dublin |
| 10000 EURO | Mr. Justin Meighan Snr | Dublin 13 | |
| 10000 EURO | Mr Cornelius Hedigan | Mallow | Co. Cork |
| 10000 EURO | Ms. Michelle Troy | Ballinteer | Dublin 16 |
| 10000 EURO | Miss Suzanne Flynn-conlon | Drogheda | Co. Meath |
| 10000 EURO | Mr. Aidan Brennan | Kilkenny | Co. Kilkenny |
| 10000 EURO | Mr. Kieran Carroll | Roscommon | Co. Roscommon |
| 10000 EURO | Mrs Adrienne Mc Donald | Enniscorthy | Co. Wexford |
| 10000 EURO | Mr. Paul Fleming | Ashford | Co. Wicklow |
| 10000 EURO | Mrs. Mairead O’Sullivan | Coachford | Co. Cork |
| 10000 EURO | Ms. Rebecca Daly | Lucan | Co. Dublin |
| 5000 EURO | Mr Austin Kelly | Ashbourne | Co. Meath |
| 5000 EURO | Mr. John Moran | Marlay Wood | Dublin 16 |
| 5000 EURO | Mr Thomas Moynihan | Adare | Co. Limerick |
| 5000 EURO | Mr James Bradley | Eyrecourt | Co. Galway |
| 5000 EURO | Ms Ide Murphy | Ballagh | Co. Limerick |
| 5000 EURO | Mrs. Monica Barker | Goatstown Road | Dublin 14 |
| 5000 EURO | Mr Daniel O Connell | Corrigallen | Co. Leitrim |
| 5000 EURO | Mr. Daniel Callaghan | Adrigole Bantry | Co. Cork |
| 5000 EURO | Mr. Francis Fahy | Virginia | Co. Cavan |
| 5000 EURO | Mrs Fionnuala Wright | Dublin 11 | |
| 2000 EURO | Mr. Peter Gunter | Shannon | Co. Clare |
| 2000 EURO | Mr. Michael Galvin | Co. Wexford | |
| 2000 EURO | Mr. John Connell | Calry | Co. Sligo |
| 2000 EURO | Mr. Christopher Plunkett | Glasnevin | Dublin 11 |
| 2000 EURO | Mr. Gavin Cahill | Arklow | Co. Wicklow |
| 2000 EURO | Mr. Karl Cummins | Tallaght | Dublin 24 |
| 2000 EURO | Mr James McGovern | Co. Cavan | |
| 1000 EURO | Mr. Cathal Collins | Lusk | Co. Dublin |
| 1000 EURO | Ms. Grainne Meagher | Coolcotts | Co. Wexford |
| 1000 EURO | Mr. John Kirby | Ballina | Co. Mayo |
| 1000 EURO | Mr William Conneely | Bray | Co. Wicklow |
| 1000 EURO | Mr. Gavin Fisher | Tymon North | Dublin 24 |
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