Well Done to the winners of tickets to the Football Semi Final in Croke Park on Saturday 5th September. Mrs Anne Donohoe, Ballyconnell, Co. Cavan Mrs Connie Cribben, Goatstown, Dublin 14 Mr Patrick Holland, Emyvale, Co. Monaghan Mr Ciaran O’Reilly, … Continue reading
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Semi Final Replay Ticket Winners
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Annual General Meeting 2015
St. Raphael’s Garda Credit Union Limited is commencing the process of selecting suitable candidates for nomination for election to the Board of Directors and Board Oversight Committee (BOC) at this year’s Annual General Meeting, which will take place in December 2015.
Under new regulatory requirements, all candidates must meet the minimum fitness and probity standards as set out by the Central Bank of Ireland. These standards apply to all directors and BOC members.
Applications for suitable candidates are now invited from interested members of St. Raphael’s Garda Credit Union. We are particularly interested in those members that have a background in Finance and / or Financial services with specific experience in the areas of Credit, Market (Investment) and Operational Risk.
These positions are unpaid voluntary positions.
Nomination packs for these positions can be obtained from the office of St. Raphael’s at 1 – 2 Fox and Geese, Naas Road, Dublin 22 or by email to Nomination.Committee@straphaelscu.ie quoting your member number.
Closing date for submission of completed nomination packs is Wednesday 30th September 2015 at 4.30pm.
Applicants can familiarise themselves with the Fitness & Probity guidelines as set out by the Central Bank of Ireland by clicking here.
The role of directors and BOC is set out in the Credit Union Act 1997, as amended by Credit Union and Co-Operation with Overseas Regulators Act 2012. The relevant section for the Board of Directors can be viewed by clicking here. The relevant section for the Board Oversight Committee can be viewed by clicking here.
Nomination Committee
St. Raphael’s Garda Credit Union Limited
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ESSO Fuel Card
IMPORTANT INFORMATION TO ESSO CARD HOLDERS
Please be advised that you will receive a new Fuel card over the coming weeks.
This is as a result of ESSO selling their fuel card business to Diesel Card Ireland (DCI)
Your existing ESSO fuel card will no longer function after 30th September 2015.
Your new DCI card can be used in over 1,100 fuel stations across the country.
If you have not received your new DCI Fuelcard by September 24th, please contact DCI immediately on 1890 24 23 24.
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Home Energy Saver Loan
Start to prepare for winter with our Home Energy Saver loan.
Boiler Replacement, Frost Protection, Insulation, Solar Panel Installation, you need our Home Energy Saver Loan of 4.5% variable, APR* 4.59%
Requirements To Apply for this Loan
- 3 Months Bank Statements
- 1 Recent Payslip**
Conditions Applied to this Loan
- BER CERT REQUIRED*
- Maximum Loan Amount is €20,000
- Invoices/Quotes of estimates of work to be carried out
- Maximum Term of 5 Years
- Over 18’s only
- Lending criteria, Term & Conditions apply
- Security may be required
Repayment Frequency
Monthly/Fortnightly/Weekly
Representative example
A typical €10,000 five years variable loan will have 60 monthly repayments of €186.42, Interest 4.5% variable, APR* 4.59%. If the APR does not vary during the term of the loan the total cost of credit of this loan (i.e. total amount repayable less the amount of the loan) would be €1,185.20. The total amount payable is €11,185.20.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*APR – Annual Percentage Rate
**In some instances more than one payslip may be required.
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IMPORTANT MESSAGE FOR ALL OUR MEMBERS
You will all have received a letter or email from our Chairman, Colm Church, over the last few days outlining our concerns and calling on the government to develop a policy that supports credit unions going forward.
Some of you have asked us to draft a letter that you can send to your local representatives outlining the concerns regarding the future wellbeing of the Credit Union Sector in Ireland. Please find attached a template of a letter that you can use for this.
Letter for members to send to local TDs
For your convenience, please see below a link listing the local representatives in your area:
We appreciate all your help. It is important that we generate as much awareness as possible about these matters.
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September Draw Winners
Well done to all the winners in our August Draw €20,000 – Ms Imelda Noone, Kells, Co. Meath €5,000 – Mr John Stephenson, Trim, Co. Meath €2,000 – Mr Terry Mooney, Thomastown, Co. Kilkenny €2,000 – Ms Aoife Barron, Leixlip, Co. … Continue reading
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ESSO Fuel Card
IMPORTANT INFORMATION TO ESSO CARD HOLDERS
Please be advised that you will receive a new Fuel card over the coming weeks.
This is as a result of ESSO selling their fuel card business to Diesel Card Ireland (DCI)
Your existing ESSO fuel card will no longer function after 30th September 2015.
Your new DCI card can be used in over 1,100 fuel stations across the country.
If you have not received your new DCI Fuelcard by September 24th, please contact DCI immediately on 1890 24 23 24.
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www.straphaelsonline.ie maintenance
We are currently in the process of updating the security certificates for our banking website. This may result in some members being temporarily unable to access the site. We apologise for any inconvenience caused
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Ticket Winners
Well done to the winners of two tickets each the Ireland v Germany match in the Aviva Stadium on Thursday 8/10/2015.
Paul Kennedy, Donabate, Co. Dublin
John Casserly, Bray, Co. Wicklow
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Tony Golden RIP
Our thoughts and prayers are with the family, friends and close colleagues of Garda Tony Golden. Words are just inadequate. There is a book of condolences in our reception area.
May he rest in peace.
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A mark of respect for Garda Tony Golden
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Annual Statements
Please note end of year statements are being posted to members early next week.
Members who are signed up for online banking can access their statements on line. For members wishing to sign up to internet banking please click here.
St Raphaels Garda Credit Union
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ESSO Fuel Card
IMPORTANT INFORMATION TO ESSO CARD HOLDERS
Please be advised that you will receive a new Fuel card over the coming weeks.
This is as a result of ESSO selling their fuel card business to Diesel Card Ireland (DCI)
Your existing ESSO fuel card will no longer function after 30th September 2015.
Your new DCI card can be used in over 1,100 fuel stations across the country.
If you have not received your new DCI Fuelcard by September 24th, please contact DCI immediately on 1890 24 23 24.
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Topaz October Winner
Congratulations to Martin Murphy, the sixth of our €100 Topaz Gift Card. To be in with a chance to win, you must have an active Topaz Fuel Card. Please see our Special Offers page for more information.
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October Draw Winners
Well done to the winners of our October draw.
Prize 1 – €20,000 – Niamh Diggin Shields, Clontarf, Dublin 3
Prize 2 – €5,000 – Michael Byrnes, Naas, Co. Kildare
Prize 3 – €2,000 – Colum Barrett, Lucan, Co. Dublin
Prize 4 – €2,000 – Patrick Phelan, Tullow, Co. Carlow
Prize 5 – €1,000 – Kevin O’Shaughnessy, Athy, Co. Kildare
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Mass for Deceased members of St. Raphael’s Garda Credit Union
Our mass for Deceased Members of St. Raphael’s Garda Credit Union will be on at 2pm 16th January 2016, St. Paul of the Cross Church, Mount Argus, Dublin 6W.
All members welcome.
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Ticket Winners
Well done to ticket winners to Republic of Ireland vs Bosnia and Herzegovina in the Aviva on 16th November 2015.
Ms Jennifer Morgan, Celbridge, Co. Kildare
Mr Darren Kerins, Rooskey, Co. Roscommon
Enjoy the match!
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Coiste Siamsa Sportstar Awards
| Coiste Siamsa St Raphael’s Garda Credit Union Garda Sportstar Awards 2015 |
| The 22nd annual Coiste Siamsa St. Raphael’s Garda Credit Union Garda Sportstar Awards will be held at The Fitzpatrick Castle Hotel Killiney, Co, Dublin, on Friday 20th November 2015.
The awards are presented to Garda members who have achieved success in their chosen sports, locally, nationally and internationally. This year’s selection committee was chaired by former Munster and Ireland rugby player Alan Quinlan. This year’s winners are: Rugby – Niamh Briggs Niamh was a member of the Ireland Women’s Rugby team which captured an historic first ever Grand Slam in 2013. She was a key member of Ireland’s World Cup squad which achieved an historic victory against New Zealand in the 2014 Women’s Rugby World Cup. In 2015 she captained Ireland to the 6 Nations Title, winning her 50th cap and scoring two tries in the last game against Scotland. In 2015 she also captained Munster to an Interprovincial Title. Niamh is a native of Co. Waterford and is a Garda Stationed at Roxboro Road Garda Station in Limerick. Canoeing/Kayaking – Peter Egan Peter is national champion K2 200m, and also national champion marathon K2 for the 9th year in a row. He came second in the 200m K2 British Championships, second place in the K1 national marathon, and third in the K1 200m national championships. He was a semi-finalist in the K2 200m at the European Championships in Baku. Peter, from Lucan, is a seven time winner of the Garda Sportstar Award and is stationed at Tallaght Garda Station in Dublin. Cycling – Eve McCrystal Eve was a member of the Garda Cycling team which recently took part in Ras Na mBan in 2015 and finished as the top Irish team in the event. Eve was awarded the best Irish Rider award and wore the green jersey from day 1 to day 5. In April she won the Nenagh Classic and Wallers Cup road races and in June she took silver at the National Time Trails. As pilot her team won bronze at the World Para Cycling Track Championships in Amsterdam and came in 4th in the World Road Championships. Eve is a Garda stationed at Ballybay Garda Station. Gaelic Football – Colm Boyle Colm is one of the most outstanding and consistent players on the Mayo senior football panel. In 2015 he won his fourth Connacht medal. He has twice been selected as a GAA All-Star. Colm has also guided his club Davitts to county and provincial success. He is a Garda Stationed at Clifden in Co. Galway. Hurling – Conor O’Brien A current member of the Tipperary Senior hurling team, the Eire Og Annacarty man is the holder of one All-Ireland medal and one National League title. He has won four Munster Titles as well as Munster medals at Minor and Under 21. Conor is a Garda stationed at Mayorstone Park Garda Station in Limerick. Damien and Ronan had a brilliant year in 2015 which culminated in them winning the Men’s Intermediate Double Sculls National Title in July making them the first Garda team to win a national title since 2008. There followed two great wins in Men’s Doubles at the Dublin Metropolitan Regatta in May and at the Athlone Regatta in June. Damian is a Garda Sergeant stationed at Donnybrook and Ronan is a Garda attached to Dundrum Garda Station. Boxing – Adam Nolan Adam is a member of the Irish Elite Boxing Squad. He was National welterweight boxing champion for 2011, 2012, 2013 and 2014, and boxes for Bray BC. He represented Ireland at the London Olympics in 2012. In October this year he represented Ireland at the World Elite Boxing Championships in Doha. Adam is a Garda stationed at Bray Station and is a native of Co. Wexford. Athletics – David Mansfield David has had some considerable achievements considering he took up running only three years ago. In the last year since Oct 2014 he has broken the record in the Garda 10 mile Championship (twice); the Garda Half Marathon (twice) and the Garda 4 Mile Championship. He has won the Tralee Half Marathon and come second in the Dublin Half marathon. He has completed four half marathons in under 71 minutes, including one sub 70 effort. This year he was also the 3rd fastest Irishman in the National Marathon Championships with a time on 2.30.47 (5.46 min per mile average). David is a Garda stationed at Dungarvan. Social & Cultural Award – Michael McDonagh Michael has been Chairman of Clare County Board from 2003 to 2007 and from 2012 to date. Under his chairmanship Clare have won one Senior and two U21 All-Ireland hurling titles. He has also overseen the development of a €5.2 million county GAA centre of excellence with pitches, changing facilities, gym and banqueting facilities and is responsible for the development of the Michael Cusack Museum at Carron, Co. Clare. Michael is a retired Detective Garda. Administration of Sport – George Kyne George was instrumental in founding Westmanstown Gaels GAA club ten years ago. The vision to set up a juvenile club, and the promotion of Gaelic Games in Westmanstown was a valuable asset to the local community. It allowed children and parents to avail of the top quality facilities in Westmanstown and has had the added effect of enhancing the Garda GAA Club which was in serious decline. George is a Detective Superintendent attached to the National Bureau of Criminal Investigations. Hall of Fame – Jim Muldoon A native of Galway, Jim Muldoon joined the Garda Boat Club in 1967. In his first year he was elevated to junior level and played an important part in the Garda Crew that won the Irish Junior VIII Championship. Success soon followed at Senior level in 1968. This was the first of seven occasions spanning three decades, in which Jim won an Irish Senior VIII title with the Garda Boat Club (1968, 1974, 1975, 1977, 1979, 1982 and 1983). In 1975 Jim played a pivotal role in the Garda VIII that won Gold at Ghent, Belgium, in the process they broke the course record which had been held by Russia for the preceding twenty years. Success continued in 1975 with a win in the Thames Challenge Cup at Henley Royal Regatta, the first win for an Irish crew at this world renowned event since 1908. Ireland’s first for a number of years but not Jim’s last. He returned in a Garda Coxed IV in 1977 and brought home a Prince Philip Cup Medal. His achievements in an ‘Irish Shirt’ are equally impressive. In 1975 and 1977 he was a member of an all-Garda Irish Coxed IV Crew that finished in seventh place at the World Championships. In 1978, he coached the all-Garda Irish pair of Christy O’Brien and Willie Ryan who finished in fifth place at the World Championships in New Zealand. This was Ireland’s best performance in an open event at a World Rowing Championship to date. In 1976 Jim represented Ireland with distinction at the Montreal Olympic Games. The all-Garda Irish IV won the Petite Final and finished in an incredible seventh place. In 1980 Jim coached the Irish Coxed Pair which competed at the Olympic Games in Moscow. Jim has also achieved individual success in the single scull event. He first won the prestigious Dublin Sculling Ladder in 1968 and retained the title on six separate occasions, with the last occasion in 1986 being some eighteen years after his first win. Note to Editors; for further information contact Sergeant Jim Molloy at the Garda Press Office.
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AGM & New Credit Union Rules
Our Annual General Meeting will take place on the 8th December 2015 at 7.30pm in Westmanstown Sport Centre. The Annual Report will be emailed or posted to all members in the next few days.
Please see below the proposed new rules for the Credit Union.
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Private members motion in Dail Eireann
There will be a private members motion concerning Credit Unions in Dail Eireann on 24th & 25th November 2015. This is part of the communication that we sent out to you in June this year.
If you are interested in attending, please contact the office on 0818-24-7-365.
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